What changed in Umb Financial Corp's latest annual report
In the year ended 31 Dec 2025, Umb Financial Corp's net income rose 59.2% to USD 702.40m, from USD 441.24m; shareholders' equity rose 121.9% to USD 7.69bn, from USD 3.47bn; total assets rose 45% to USD 73.09bn, from USD 50.41bn.
Year ended 31 Dec 2025. Source: 10-K filed 26 Feb 2026, read it on SEC EDGAR.
USD 3.47bn to USD 7.69bn
The figures, year on year
| Item | Year before | Latest year | Change |
|---|---|---|---|
| Net income | 441.24m | 702.40m | Up 59.2% |
| Total assets | 50.41bn | 73.09bn | Up 45% |
| Total liabilities | 46.94bn | 65.40bn | Up 39.3% |
| Long-term debt | 385.29m | 474.23m | Up 23.1% |
| Cash and cash equivalents | 8.45bn | 7.77bn | Down 8% |
| Shareholders' equity | 3.47bn | 7.69bn | Up 121.9% |
Questions people ask
Is Umb Financial Corp profitable?
Yes. Net income was USD 702.40m in the year ended 31 Dec 2025. The year before: USD 441.24m.
How much cash and debt does Umb Financial Corp have?
At its latest year end (31 Dec 2025), Umb Financial Corp reported cash and cash equivalents of USD 7.77bn and long-term debt of USD 474.23m.
Where do these numbers come from?
From Umb Financial Corp's own annual filings with the SEC. Each change is calculated from the reported figures; nothing is estimated.
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