What changed in Chime Financial, Inc.'s latest annual report
In the year ended 31 Dec 2025, Chime Financial, Inc.'s revenue rose 30.7% to USD 2.19bn, from USD 1.67bn; cash and cash equivalents rose 38.1% to USD 466.25m, from USD 337.70m; total assets rose 34.5% to USD 1.96bn, from USD 1.46bn.
Year ended 31 Dec 2025. Source: 10-K filed 6 Mar 2026, read it on SEC EDGAR.
USD 1.67bn to USD 2.19bn
The figures, year on year
| Item | Year before | Latest year | Change |
|---|---|---|---|
| Revenue | 1.67bn | 2.19bn | Up 30.7% |
| Net income | -25.34m | -1.01bn | Not comparable |
| Total assets | 1.46bn | 1.96bn | Up 34.5% |
| Total liabilities | 501.52m | 562.90m | Up 12.2% |
| Cash and cash equivalents | 337.70m | 466.25m | Up 38.1% |
| Shareholders' equity | -1.93bn | 1.40bn | Not comparable |
Questions people ask
Did Chime Financial, Inc.'s revenue grow last year?
Revenue grew 30.7%, from USD 1.67bn to USD 2.19bn in the year ended 31 Dec 2025.
Is Chime Financial, Inc. profitable?
Not in its latest year: it reported a net loss of USD 1.01bn in the year ended 31 Dec 2025. The year before: a net loss of USD 25.34m.
How much cash and debt does Chime Financial, Inc. have?
At its latest year end (31 Dec 2025), Chime Financial, Inc. reported cash and cash equivalents of USD 466.25m.
Where do these numbers come from?
From Chime Financial, Inc.'s own annual filings with the SEC. Each change is calculated from the reported figures; nothing is estimated.
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