What changed in SoFi Technologies, Inc.'s latest annual report
In the year ended 31 Dec 2025, SoFi Technologies, Inc.'s revenue rose 23.1% to USD 619.35m, from USD 503.12m; net income fell 3.5% to USD 481.32m, from USD 498.67m; cash and cash equivalents rose 94.2% to USD 4.93bn, from USD 2.54bn.
Year ended 31 Dec 2025. Source: 10-K filed 17 Feb 2026, read it on SEC EDGAR.
USD 503.12m to USD 619.35m
The figures, year on year
| Item | Year before | Latest year | Change |
|---|---|---|---|
| Revenue | 503.12m | 619.35m | Up 23.1% |
| Net income | 498.67m | 481.32m | Down 3.5% |
| Total assets | 36.25bn | 50.66bn | Up 39.7% |
| Total liabilities | 29.73bn | 40.17bn | Up 35.1% |
| Cash and cash equivalents | 2.54bn | 4.93bn | Up 94.2% |
| Shareholders' equity | 6.53bn | 10.49bn | Up 60.8% |
Questions people ask
Did SoFi Technologies, Inc.'s revenue grow last year?
Revenue grew 23.1%, from USD 503.12m to USD 619.35m in the year ended 31 Dec 2025.
Is SoFi Technologies, Inc. profitable?
Yes. Net income was USD 481.32m in the year ended 31 Dec 2025. The year before: USD 498.67m.
How much cash and debt does SoFi Technologies, Inc. have?
At its latest year end (31 Dec 2025), SoFi Technologies, Inc. reported cash and cash equivalents of USD 4.93bn.
Where do these numbers come from?
From SoFi Technologies, Inc.'s own annual filings with the SEC. Each change is calculated from the reported figures; nothing is estimated.
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